Main Article Content
Abstract
In the Republic of Uzbekistan, the financial mechanism for the formation of insurance companies operating in the general insurance industry has been examined based on the insurance activity headquarters. The content of the elements of the financial mechanism has been demonstrated, its content and features are highlighted. The method of classifying insurance companies based on the level of capitalization and the structure of financial resources sources and the management instrument (calculation of indicators determining the level of insurance coverage of the loss from insurance activity, multi-factor model of calculation of complex profitability of insurance and investment activity) shows. The algorithm for the application of the financial mechanism for the strategic management of profit is provided.