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Abstract
For the economy to flourish, a strong banking sector is important. With increased competition, new information technologies, declining processing costs, the erosion of product and geographic boundaries and less restrictive governmental regulations made the banking sector more complex. With the implementation of new technology, the banking industry has seen significant changes, but the prevalence of Non-performing assets has impacted banks’ overall performance and profitability and it has become a growing concern and burden on Nation’s economic growth. It is time for the banking sector to take measures to control and reduce the menace of NPAs. This paper makes an attempt to perform an analysis of Non- performing Assets of 10 leading Indian Commercial of which five are public sector and five private sector banks and their effect on banksprofitability.