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Abstract
The Assets quality of banks play very Important role in the financial health .It reflects the recovery environment & effectiveness of banks credit risk Management .the non performing Assets growth directly affects the profitability ,liquidity & Solvency of the banks. High level of Non-performing Assets reflection of Industry & trade ,Main Problem of raising Non-Performing Assets is not only affecting the banks but is affecting the economy as a whole.. The Indian Banking Sector has been facing serious problems of raising non-performing assets are one of the major concerns for scheduled commercial banks in India. This paper deals With understanding NPA ,NPA Management & trend of NPA in Indian Commercial Banks .Suggests With the help of Various Channels How to recover the NPA & reason for high impact of NPA on Scheduled Commercial Bank in India.