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Abstract
India is the second largest producer of wheat. The crop has been under cultivation in about 30 million hectares (14% of global area) to produce the all time highest output of 99.70 million tonnes of wheat (13.64% of world production) with a record average productivity of 3371 kg/ha. The cultivated area under wheat at national level has shown increasing trend, from 29.04 million hectare to 30.54 million hectare with a magnitude of 1.5 million hectare (5%) net gain in terms of area. Uttar Pradesh has largest share in area with 9.75 million hectare (32%), followed by Madhya Pradesh (18.75%), Punjab (11.48%), Rajasthan (9.74%), Haryana (8.36%) and Bihar (6.82%). The study implies that the use of all inputs except bullock labour in wheat cultivation was foundto be increasing in after credit use situation from their respective levels in before credit use situation.Thusthetotalcostofwheat cultivation was increased by 7.18 per cent aftercreditusesituation.